Self-fund your way

Partner with us to make your self-funding goals a reality

Sometimes, to achieve the results you’re after, you need a custom solution that can speak to your specific needs. Our strength and know-how, combined with the right partners, can help you enhance your member experience, improve clinical outcomes and lower costs—all key components in a valuable benefits strategy.

See how connecting to specialized experiences—such as navigation partnerships, captive and group solutions or business process outsourcing—can offer you more versatility to take on your toughest challenges.

There are many ways to enjoy the benefits of self-funding.  

What’s right for you?  

• Pursuing traditional self-funding ​ 
• Introducing a navigation partnership​ 
• Joining a captive or level-funded arrangement​ 
• Exploring a bundled pricing model, like SimplePay

Navigation partnerships

This option may be right whether you’re a large, mid-size or small employer. Adding a navigation partner can help you limit risk, increase savings and take your member experience to another level. Our trusted partners have been making a difference for nearly two decades. We’ll connect you so you can see:    

• A more streamlined experience. 
• Higher member engagement. 
• Aligned account management and reporting. 
• Cost savings. 
• Better health outcomes.  

Captive solutions

If you’ve been procuring stop loss on your own, but have big concerns about your risk or spending, captive arrangements might be a good fit. This is especially true for smaller employers with 100-500 employees. You can align with like-minded companies while building a layer of protection against high-risk claims or fluctuations in spending. In this way, captives are often a perfect stepping-stone if you’re switching from fully funded to a self-funded plan. We work with the very best captive managers around. You’ll also get support from our in-house Captive division, a growing team dedicated to working with our captive clients. 

Not sure if joining a captive is right for you? Learn more in our two-part podcast series. 

Click here to listen: Part one. Part two. 

Business process outsourcing (BPO)

Do you just need a hand with the business-side of things? We can support you in medical and non-medical administrative areas. This is something we’ve done for many top-level companies. You can implement one or multiple strategies—all made easy with a single platform. We can support these areas or customize something for you:   

• Member services. 
• Pharmacy benefit coordination. 
• Claims processing and investigation. 
• Medical record review. 
• Retirement plan administration. 
• Premium billing and collection.  
• Monthly reporting.